The  USDA Rural Development Guaranteed Loan is a great loan that offers flexibility for buyers that are interested in living in a rural area. Most U.S. properties are eligible for this loan and it is available for qualifying low to  middle-income families. 

No Money Down

USDA provides 100% financing, which means a buyer may purchase with no down payment.

Lower Mortgage Insurance Premiums

The USDA funding fee is the cheapest compared to FHA and VA.

Seller Paid Closing Costs

In addition to no down payment, USDA even allows for the seller to pay up to 6% of the purchase price in closing costs and pre-paids for the buyer.

Flexible Credit Criteria

With sufficient credit scores, it is possible to receive a USDA no money down approval. Speak to one of our licensed loan officers for specifics.

Your Loan. Your Way.

Get started on your schedule. Whichever works best for you, we’re here to help.

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We understand if you want to test the waters before making a full application with a hard credit pull. Use our 2 minute pre-qualification to determine if you are mortgage ready. No impact on your credit score.
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Speak with one of our trusted Mortgage Advisors today. Your dreams and plans are important to us. Let us help you chart the best path for accomplishing your goals though intelligent decisions.

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